No business can operate profitably without insurance to protect it against contingent or unknown catastrophic losses. By spreading the risk among many businesses insurers can charge reasonable sums to protect against losses to the business or its real and personal property.

As you listen to an internationally recognized insurance expert witness, coverage lawyer, author, and consultant explain why every business, and every officer of a business, needs to understand how insurance was created to fill the needs of business, what insurance is, why a business must be insurance and how an insurance policy provides protection for the business against unintended and contingent losses. A businessperson with the ability to understand the importance of insurance to the business, will have an advantage over every other businessperson who do not understand insurance and how to acquire insurance.