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In this course, we discuss the process and components of credit analysis.  We start with a brief overview of the business analysis process, review the forms of For Profit and Not-for-Profit financial statements, and review the components of financial statements and some of the financial ratios used in analyzing financial statements.

This course serves as an overview for CFOs, COOs, CIOs, Lending Officers, managers, and accounting and finance professionals who want to sharpen their fundamental understanding of core credit analysis and how credit analyses are used to obtain and provide financing for the organizations we manage.

Learning Objectives

  • Identify the difference between For Profit and Not-for-Profit financial statements.
  • Recognize the components of credit analyses.
  • Explore the financial ratios utilized to analyze financial statements.
  • Explore how to calculate financial ratios.

7 Reviews (17 ratings)Reviews

4
Anonymous Author
Covered quite a bit of material; good review for those not directly involved in the credit side; provides background for understanding financial statements and what they can provide about a company
4
Anonymous Author
Overall good course, but the material could have likely been covered over a much shorter time frame.
Member's Profile
Liked first section most talking about more subjective info vs ratios
4
Anonymous Author
Detailed fundamentals of commercial credit analysis.
4
Member's Profile
Overall, good summary of commercial credit analysis.
5
Anonymous Author
Nicely done!!
Member's Profile
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Prerequisites

Course Complexity: Intermediate

Prerequisites: Some knowledge of Credit Analysis and experience reviewing For Profit and Not-for-Profit financial statements. Advanced Preparation: None

Education Provider Information

Company:
Illumeo, Inc., 75 East Santa Clara St., Suite 1215, San Jose, CA 95113
Contact:
For more information regarding this course, including complaint and cancellation policies, please contact our offices at (408) 400- 3993 or send an e-mail to .
Course Syllabus
INTRODUCTION and OVERVIEW
Business Analysis
  14:16Components of Business Analysis
  10:18Business Analysis: Type of Business
  7:30Business Analysis: Competitive Advantages
  7:56Business Analysis: Sources of Repayment
  6:57Business Analysis: Relationship
  8:47Business Analysis: Relationship (Continued)
Financial Statements and Analysis
  7:47Overview of Financial Statements (Starting with P&L)
  7:41Financial Statements: P&L (Continued)
  8:28Financial Statements: FP Statements of Operations
  9:00Fundamentals of Financial Statement Analysis - Financial Condition
  14:22Financial Analysis - Financial Condition (Historical Ration Analysis Continued)
  11:45Financial Analysis - Financial Condition (Historical Ration Analysis Continued)
  7:00FP Profitability/Efficiency, Liquidity, & Leverage Ratio Examples
  13:41Fundamentals of Financial Statement Analysis - Cash Flow
  15:11FP Statements of Cash Flows
CONCLUSION
  12:25Course Summary
Continuous Play
  2:46:57Fundamentals of Credit Analysis
SUPPORTING MATERIALS
  PDFSlides: Fundamentals of Commercial Credit Analysis
  PDFFundamentals of Commercial Credit Analysis Glossary/Index
REVIEW and TEST
  quizREVIEW QUESTIONS
 examFINAL EXAM